Maybe this is a little weird but I actually use mine the most at the gym while on the treadmill and stair machine. It’s helped me stay motivated to keep going back semi-regularly and luckily over the last year I’ve lost most of the weight I gained during the pandemic. I’ve also worked through a lot of games that have been sitting untouched in my library, especially those smaller indie games that run well on the Deck.
Apart from that I also bring it to family gatherings since it’s convenient for local multiplayer games like Jackbox.
I got lucky and was able to buy YNAB on Steam nearly 10 years ago for as much as they’re charging now for a single month of their subscription. Manually exporting/importing transactions can be a little tedious sometimes but in comparison there’s no way I could justify that high of a subscription cost